Affordable Care Act Requirements

What Could the Health Insurance Exchange Mean for You?

Starting January 1, 2014, all health insurance plans will be required by the federal government to provide minimum levels of coverage.

  • Nobody can be denied health insurance coverage because of a pre-existing medical condition.
  • Some essential health benefits, including prescription drugs, laboratory services, maternity and newborn care, chronic disease management and rehabilitation, must be covered by all health insurance.
  • Financial assistance will be available from the government to help make health insurance more affordable. If you purchase your plan through Covered California, you may qualify for financial assistance that reduces your monthly insurance premium.