Know Your Options Through SHOP
If you are a small business owner with 50 or fewer full-time employees, you are now able to offer your employees health insurance through Covered California via the Small Business Health Options Program (SHOP). Businesses with 25 or fewer full-time employees may be eligible for tax credits that offset the cost of coverage.
As the business owner, once you define your company’s contribution at the bronze, silver, gold, or platinum level, your employees will be able to enroll in any of the plans within that metallic level. Employees who want access to a Scripps Clinic or Scripps Coastal Medical Center doctor should enroll in one of these plans:
- Blue Shield PPO: Platinum, gold, silver and bronze level plans
- Health Net PPO: Bronze level plan
Scripps Clinic and Scripps Coastal providers are in-network on these health plans, meaning services are available to plan members for specific pre-negotiated rates.
Of course, Scripps is also accessible via a number of traditional group plans outside of the exchange. Whether you’re interested in offering coverage through Covered California or elsewhere, we encourage you to consult with your insurance agent or broker about your group health insurance choices for 2014.